9 Tips to Choose a Quality Contractor

Choosing a construction company or contractor is a big deal when you’re considering making major changes to one of your most important investments – your home or business. At Home Repair, LLC, we don’t take that decision lightly. You can rest assured that your project will be a success by following these strategies to help you to choose the best contractor.

1. Know the Difference Between a General Contractor and a Roofing Contractor

Every state carries different licensing lingo and regulations. A Licensed General Contractor is trained and equipped to handle all of your repairs, whereas a Roofing Contractor can only manage your roof repair or installation. In most cases, if you need a roof repair or replacement due to storm damage, premature aging, or wear and tear, your home may have also endured interior leaks or water damage that require repairs to your interiors, baseboards, walls, paint, siding, gutters and  exteriors including patios, balconies, screened in enclosures, porches, etc. A Roofing Contractor cannot manage those repairs. A Licensed General Contractor can do it all.  We carry both roofing and general contractor licensing at Home Repair, so we can help you with all of your project needs.  

2. Ensure They’re Licensed, Bonded & Insured

It’s important to choose a company that is licensed, bonded and insured. A reputable contractor holds certifications to install materials per state building codes, regulations and manufacturer’s guidelines. It’s important they also carry appropriate insurance and workers’ compensation. This is crucial to ensure you’re covered in the event of a jobsite accident at your home or business. Request a copy of the company insurance certificates and agent contact details.  

3. Expertise Matters

It’s important to review how many years of experience the company has, which areas they specialize in, and to check for industry accreditations. Industry education and quality workmanship are key to the success of your project.   

4. Reputation Speaks Volumes

It’s so important to review a company’s website and online Social Media channels to find out more about them. Do a Google search on the company you’re reviewing. If a company’s website doesn’t back up what they told you in person, looks sketchy, or doesn’t showcase their information clearly, you might wonder what kind of effort they’re going to put into your construction project. Detail matters. Check their Social Media platforms as well, which should be clearly linked from their website. You can find out a lot about a company with this quick search.  

  • Check their website for licenses if applicable. They should be prominently displayed.
  • Make sure the company office addresses, phone #, email and contact information are clearly listed.
  • Thoroughly review the company services that are listed on their website. This will help you determine if they are a good fit for your project. 
  • Look for testimonials on their website and on Social Media channels. This is an excellent way to find out real feedback from real people.
  • Check for a portfolio or photo section of work on their website. A good company will showcase their work.

5. Testimonials: Find Out What Others Are Saying

Testimonials and references are one of the BEST ways to find out if a company truly walks the talk in excellence and customer satisfaction. Find out what others are saying. Check the company’s website for testimonials. Also check their Social Media channels such as Facebook and Google to see what others are saying. A quick online search can paint a whole picture in under a minute. 

6. Referrals Referrals Referrals

Referrals are always a great way to select a contractor. You can save a lot of headache and hassle when you know someone who already successfully worked with a company, whether that’s a friend, neighbor, or colleague. Actions definitely speak louder than words! If you don’t have a referral, we recommend that you select up to 3 contractors to submit bids on your project. Set up meetings with each and request a property inspection and detailed estimate with scope of work, timelines, and costs. This process can help you make your final selection. Pro-tip: Never make your selection based on price alone. Lowball pricing often means a lesser grade of materials or shoddy workmanship, or an out-of-town company who may not be around when the materials don’t hold up.

7. Material Options Are Key

Finding a construction company that offers a variety of roofing and material options to choose from is critical when you consider using their services for your project. When you choose a roofing system, you’ll naturally want it to blend well with the existing architectural style of your home or business. A quality contractor will offer a variety of roofing types, manufacturer options and warranties.

8. Inspections & Bids

A professional contractor typically offers a free exterior inspection when storm damage is involved. This is industry standard. For retail roofing and remodeling projects, some companies will provide free bids, or charge a small amount for a project bid. It’s a great way to gauge the company to see upfront and in person if they’re a good fit.

9. Hire a Local Leading Expert

It’s a horrible reality – but there are fly-by-night roofing “companies”  that come into town right after a major storm hits to capitalize on the devastation. These types cannot even be considered “companies” in many cases, which is why it’s so important to check their licensing, website, online reviews, testimonials, and reputation. Often, these unethical pop-up contractors skip town once the demand for roofing contractors has decreased, or, less often, if they’ve been caught. It’s so important to do your research first and ensure you’re working with a local, reputable company. You need a contractor that you know will be around for the long haul.

About Home Repair, LLC

Home Repair, LLC, is a licensed general contractor with over 30 years of experience in roofing, construction, exterior repairs, storm damage restoration, and everything in between. We believe in integrity in action and total customer satisfaction. It’s at the core of our values, and it’s evident in our work. We proudly utilize the best materials and latest technology to provide the most advanced level of service. From the inspection phase to the selection process to the build, we are with you every step of the way.

6 Mistakes To Avoid If Your Home Is Damaged By A Storm

Did you know that according to the National Oceanic and Atmospheric Administration (NOAA), it only takes a wind speed of as little as 58 mph or hail as small as the size of a quarter to cause severe property damage? That’s all it takes! Many may not even know they have damage, especially if they weren’t home to witness it. Storm damage left undetected can wreak extreme havoc on your property later, costing you tens of thousands of dollars, and a whole lot of time and energy spent dealing with hassles such as roof leaks, rotting exteriors and floorboards, mold, rodent intrusion, etc.

In 2018, there was $52 billion in insured losses from natural disasters in the United States, according to a recent Insurance Information Institute report including statistics from Munich Re. 

  • Wildfires, Heat Waves, Droughts = $18B / 34% of losses
  • Tropical cyclones = $15.6B / 30% of losses
  • Severe Thunderstorms = $14.1B / 27% of losses
  • Winter Storms/ Cold Waves = $3B of losses / 6% of total losses
  • Floods = $1.2M of losses / 2% of total losses
  • Earthquakes/ Other Geophysical Events = 1% of total losses

Insurance Information Institute report including statistics from Munich Re

*Source: Insurance Information Institute

At Home Repair, we have certainly seen our share of storm damaged properties here in the Northeast! With offices in Maryland, New Jersey, Pennsylvania and Virginia, we get plenty of thunderstorms, windstorms, hailstorms, tornadoes, hurricanes and cold winters that result in extensive wind, water, hail and other weather-related claims.

6 Mistakes to Avoid After a Storm

1. Not Having A Property Inspection By A Licensed Professional Storm Repair Expert

It’s extremely important to get a comprehensive roof and property inspection after a storm by a licensed, accredited expert roofing or general contractor. Make sure you check company licensing, as each state requirements vary. Also check for accreditations, testimonials and references, as well as specific experience in storm damage restoration work. A good contractor will inspect both the interior and exterior of your property as well as your roof, and utilize advanced tools and technology that can help detect damage and document it.

2. Not Filing a Claim With Your Insurance Company If You Have Damage

If you know you have damage, it’s important to file the claim with your insurance carrier. Many are afraid to file a claim due to the myth that your policy will go up, similar to your automobile policy. The truth is, it’s not the same. Your homeowner’s insurance rates will not go up when you file a claim from a natural disaster. It’s not like your automobile policy. There is no fault if a storm hits your property. If you have damage and decide not to file a claim, you also may miss your window of opportunity, as each state and insurance carrier has its own statute on time allowed to file after a storm event. It’s important to read the fine print in your insurance policy.

3. Not Having Your General Contractor Meet With Your Insurance Adjuster

It’s important to have your licensed, general contractor meet with your insurance adjuster during the second inspection to communicate and show any damage present. A licensed, general contractor who specializes in storm damage restoration work will provide photos, videos, aerial drone imagery, hail reports, damage assessments, scope of work, and necessary repairs to support your claim. The contractor will already have this documentation from your initial inspection to help you get everything you deserve by making sure nothing major gets missed.

4. Trying to Make Money On Insurance Claims

Sometimes people get the idea to try and make money on their insurance claim. For example, let’s say the insurance company provides you with an estimated cost of $10,000 to make repairs. They give you a portion or a “depreciated amount” to get started with, let’s say half for $5,000, then tells you that “once you have completed the work, let them know and they will send the rest of the money.” Some people may be tempted to try and do it for $5,000 by doing it themselves or hiring the cheapest company or people they can find so they can later pocket the rest, however, you can’t do that because the insurance adjusters almost never finish the sentence with “once you have completed the work, let them know and they will send the rest of the money UP TO THE AMOUNT YOU ACTUALLY SPENT”. They will ask you to provide invoices and possibly even proof of payment, so the $5,000 that you think was saved only benefits the insurance company, not your pocket. They will not send you the rest of the money because they only owe you for what you actually spent! Meanwhile, if you chose the cheapest method possible, you may very well be left with poor quality workmanship, unfinished repairs, second rate materials, poor warranties, a contractor that goes out of business and can’t honor warranties because they could not make enough money to stay in business or even worse. We have personally witnessed numerous horror stories with clients who attempted to do it themselves or hired a shoddy company with no credentials and in the end, they needed to hire us to redo the project.

5. Committing Fraud By Avoiding Deductibles Or Creating More Damage

It’s illegal to avoid paying your deductibles as they’re outlined in your insurance policy. In the example #4 above, we have seen people “fake invoices” in attempt to get the $5,000 that’s being held back. That is insurance fraud and you will go to jail.  Also, this should go without being said, but don’t damage your property more than what occurred from the storm, in the hopes that you will get a higher insurance claim payment. This is illegal, unethical, and you will go to jail.

6. Not Doing the Repairs

Some people may be tempted to pocket the money and skip the repairs. Don’t forget, unrepaired damage will just get worse when another storm rolls around.   

Most policies provide a limited window of time to complete the repairs. If not completed in that period, they may not have to send you the money they are holding back. For example, the $5k in #4 above. Thinking you will might use that money to catch up on bills and then have repairs done next year, you can be left empty-handed because the rest of the money isn’t coming if you wait too long. In many cases, it’s only 6 months. What’s worse, if you have more damage from a subsequent storm event that affects the same parts of your property that were previously damaged, the insurance company will not pay for the new repairs because in their view, they already did, you just failed to make the repairs. For example, let’s say a new windstorm blows off more shingles and creates a new leak in the kitchen. Or the neighbor’s tree falls on the roof and really makes a mess! If the insurance company already made an allowance for roof repairs, the new roof damage will most likely not be covered and neither will the new water damage in your kitchen and on your hardwood floors! You lose!

So, what SHOULD you do when your home or commercial property is damaged or destroyed in a storm? Start by getting an inspection from a licensed professional after the storm.

As a licensed general contractor with over 30 years of experience in extensive storm damage repairs including roofing, siding, gutters, windows, exterior repairs, and specialized expert property inspections, we know storm damage restoration.

Don’t Let Storm Damage Go Undetected

Home Repair Don’t Let Storm Damage Go Undetected

It’s so important to know if your property was affected by storm damage as soon as possible after a storm. Damage from hail, wind, water, floods, and storms such as tornados, hurricanes, and blizzards cause billions of dollars in damage to residential and commercial properties throughout the country. Here in the Northeast, we certainly see our share of the elements every year!

The detrimental effects of storm damage can mean your precious property’s roof, exteriors and interiors could be slowly deteriorating. Wait too long and you may get some serious roof leaks, damaged floorboards and walls, mold, rodent intrusion from rotting exteriors, and further damage. If you miss your deadline to file, your insurance company may not cover the costs of repairs. You’d probably think, “If I’d only gotten that professional property inspection after that first storm, I could’ve avoided this mess!”  

Don't Let Storm Damage Go Undetected

Often, property owners are not even aware that they have damage. It’s easy to detect on your car, as you’ll most likely have severe dents and/or a shattered windshield. However, damage from hail, wind, and rain is often invisible from the ground as you glance over your roofs, siding and exteriors after a storm event.  

Home Repair: ‘CSI’ Storm Inspectors On Your Side

At Home Repair, we specialize in detecting damage you may not have known was there, saving you the hassle and headache of future issues. We provide free property inspections and assess your property, including your roofing system, exteriors, interiors, walls, and attic space. If we find storm-related damage that may be covered by your insurance, we provide a scope of work, documentation, and photos for your insurance claim process. It’s important to obtain an expert, professional inspection before filing so you have a professional assessment and necessary documentation for your claim. If your policy covers the claim, we’ll complete all the repairs and ensure you don’t accrue any out-of-pocket expenses outside your deductible.

1. Roof

Your roof is often the first line of defense against the elements, and is quite vulnerable to storm damage. This is why it’s important to obtain routine roof inspections and it’s especially important to get an inspection from a certified professional after a storm. Sometimes, signs of damage are obvious from the ground, such as a fallen tree, easily visible loose or missing shingles, metal pieces displaced around your chimney, damaged roof valleys, etc. More often, the damage is not so obvious. We inspect your entire roofing system for damage. No detail left behind. We also inspect your interior walls and attic space for water stains, signs of water damage, and leaks. Even something as simple as a water stain can mean there is an issue with your roof and indicate the need for a repair or replacement.

2. Building Exteriors

Siding, brick and stucco are extremely susceptible to severe storm damage, which often gets missed if left undetected. It’s important that your professional inspection covers these elements.

3. Siding

As a licensed general contractor, we assess and replace damaged siding, windows, gutters, and all elements related to your storm damage. Signs of damage vary by type of siding and it’s important to report any damage you had prior to the storm event.

  • Vinyl Siding: Signs of storm damage to vinyl siding include cracked, broken, or missing sections.
  • Metal Siding: Metal siding storm damage can include dents and creases.
  • Brick: Brick walls leak water. The entry point of most of the water is located at the head joints, which are also known as the vertical mortar joints. To the naked eye, it can seem like the mortar and brick are impenetrable, however, this is not true. Depending on the age of your property, not all brick is created equal. The brick used in older buildings was designed to soak up leaking water and release it back into the air once exposed to sunlight, while wind pulled the moisture away. It was much more absorbent than the modern brick veneer that is often used. The newer brick allows water to leak into the wall and run back down the back of the brick, resulting in leaks.
  • EIFS / Stucco: Stucco and EIFS roofing systems can crack, chip or dent in the event of storm damage. This type of damage is more noticeable because the area will feel soft and may appear dented or have cracking in the shape of a spider web. This indicates that the damage is extensive and needs much more than a simple patch-up. The foam insulation will most likely need to be removed and replaced.
  • Wood: Damage to wood exteriors includes cracking, denting, and missing sections. Sometimes, this indicates minimal damage and the area can be cleaned, pressure washed and painted. More severe damage requires full replacement.

4. Gutters and Downspouts

PVC gutters typically exhibit cracks if they’re damaged, while metal and aluminum gutters are more susceptible to dents. Downspouts are typically more damaged on the side of the home in the direction of the storm, while the gutters often receive the worst damage on the side opposite the storm.  

5. Fascia and Soffits

Fascia is often painted wood, or wood wrapped in metal or PVC. Painted fascia and soffits may be chipped if they are storm damaged, exposing the wood. The metal and PVC may dent just like gutters if they are exposed to hail. While soffits are typically not damaged by hail, they can be severely damaged by wind.  Many homeowners typically try to repair the soffits themselves, but this can cause more damage and often needs to be redone by a professional. It’s important to get every element of your property inspected by an expert professional! 

6. Windows and Screens

We check all windows for dents, cracks, holes and broken glass. For thermal windows, we inspect for fogging between the panes. We also ensure every window is property caulked.

7. Lights and Fixtures

Exterior lights and fixtures will break or have cracked glass and dents.

8. Overhead Doors and Entry Doors

We inspect the doors for dents on the door panels, damage to the frame or the trim, and paint loss or chipped appearance. 

9. Decks and Railings

Hail and flying debris can cause splintered cracks in wooden decks and railings. Often the stain or paint is damaged or chipped as well. 

10. Outbuildings & Exterior Structures

We inspect the entire property for damage, including sheds, barns, garages, outbuildings, as well as fences, screened enclosures, and other exterior items. Because it’s all part of your property, it’s generally covered in your insurance policy.   

Don’t Get Duped By Insurance Deadlines: Know Your Policy

Be sure you know the details of your insurance policy so you’re prepared and have the right coverage in place. This is why it’s important to read the fine print in your insurance policy. It’s also important to know how long you have to file a claim after a storm event. In some states, homeowners have one year to file a claim. This can vary state-by-state and even from one policy to another. Please be sure to review your policy and get familiar with any specific situation that may alter how your insurance company handles a claim. If you are unsure of your state statute or think you may have been misinformed by your insurance carrier, contact your local Attorney General.

Don’t Wait Until It’s Too Late. Contact Us For A Free Property Inspection!

With over 30 years of experience, we’ve been serving our customers in the Mid-Atlantic region with expertise, dedication and an unrivaled commitment to customer service. Storm damage can leave your roof, siding, windows, gutters and other property components in need of some major TLC. Our team of Haag Certified Inspectors is equipped and ready to make sure your property is protected, inside and out!  

Do you already have a claim in progress or denied and need help? We conduct 3rd party inspections and let you know if there are any items the adjuster may have missed. Home Repair is your partner every step of the way!

5 Dirty Little Secrets Your Insurance Company Doesn’t Want You To Know About That Can Save You Thousands!

It’s oh so important, yet we don’t often talk about it: homeowners insurance. Your coverage provides such important financial protection against loss due to disasters, accidents, and even theft. It’s definitely worth reviewing.

Most standard policies include four essential types of coverage:

  1. Coverage for the Structure of Your Home
  2. Coverage for Personal Belongings
  3. Liability Protection
  4. Coverage for Additional Living Expenses (ALE)

According to the most recent study conducted by the Insurance Information Institute, property damage accounted for 98% of insurance claims in 2017.  

Source: ISO®, a Verisk Analytics® business.

"It’s oh so important, yet we don’t often talk about it: homeowners insurance. Your coverage provides such important financial protection against loss due to disasters, accidents, and even theft. It’s definitely worth reviewing."

- Tony Silva, CEO, Home Repair

Given that high number, we’re going to focus on Coverage for the Structure in this article. If your home is damaged by lightning, hail, hurricane, fire, or other disasters listed in your policy, your homeowners insurance pays to repair or rebuild your home. Your policy should also cover detached structures such as a garage or shed. This coverage is typically about 10% of the total amount of insurance you have on your home structure. It’s very important to note, standard policies typically do not pay for damage caused by a flood, earthquake or routine wear and tear. When purchasing coverage for the structure of your home, remember this simple guideline: Purchase enough coverage to rebuild your home. Get supplemental policies where applicable.

A  Property Claims Satisfaction Study by J.D. Power found that overall customer satisfaction among homeowners filing property insurance claims reached a new all-time high, despite record-high property losses. The study found that insurers achieved high levels of customer satisfaction when they were effective at managing customer expectations regarding the time length to settle claims.

By choosing the best policy, you can save tens of thousands of dollars by reading through the small print and making sure you have appropriate coverage. This can be confusing, but remember, knowledge is power! Check out five important aspects of your policy to review below that could save you tens of thousands of dollars, and lots of time.

1. Deductibles

Check your deductibles to make sure you can afford that amount of out-of-pocket if you get hit! Sometimes the deductible/co-pay can be up to 5% of your home’s value. This number can get quite high! Imagine if your $250,000 home had a tree fall on it, and the bill to remove the tree, fix the roof and interior damage equals $25,000. If you have a 5% deductible or co-pay, this means you have to pay $12,500 to get that taken care of because that’s your “deductible” in this scenario.

Often, the details are in the fine print and it may have only saved you $5/month to have the higher deductible. Often, a more reasonable deductible of $500 or $1,000 only costs pennies more per day, or even the same amount, depending on the insurance company. This deductible is worth it… 100X over.

2. Building Code Coverage

Check with your agent to ensure that you have building code coverage. It’s a sneaky one that can cost you thousands of dollars if you don’t have it. This also only costs pennies more per day. If your home is damaged or destroyed from a storm or even a fire, it will have to be replaced back to current codes if you’re working with a quality, licensed general contractor (that is unwilling to break the law.) If you don’t have this in your policy, it could cost you tens of thousands of dollars, especially if your home is more than 10 years old. Most “good” insurance carriers out there include this in their policies, but many have gotten crafty and excluded it. We’re not going to name names here, but you may be surprised to find out that some of the larger, well-known companies are on that list. You may find that you’re not in good hands in regards to building code coverage. Be sure to find out.

3. Replacement Cost Value

Check to make sure you have full Replacement Cost Value coverage on ALL of your property. Many times the “crafty” insurance companies only give you a reduced value based on the age of your homesite. It’s called ACV, or sometimes “shared value”. Either way, you want to make sure that if it’s damaged or destroyed you will get the full value of what it costs to repair or replace it. Just ask your agent if you have full replacement cost value coverage on everything, and be sure to get their response in writing. This is another “sneaky” trick that some carriers use to “save you money”, when in reality, its standard with most carriers, usually for the same price. 

4. Cosmetic Endorsements

This one is a relatively new trick in the book that we are seeing more of.  Sometimes the “crafty carriers” have a “cosmetic exclusion” in the policy that essentially says, they will not pay to repair something that was extremely damaged, as long as it still functions. Here’s an example in a parallel universe, your car insurance: Imagine that you just drove your car under the truck parked in front of you at 5 miles an hour. The truck is fine and your car still runs just fine, but you dented it and scratched the paint. Would you expect your insurance company to cover that? With auto insurance, they certainly would. But, if you have a “cosmetic exclusion” on your home, that cost to repair or replace is 100% on you. This endorsement offers a small discount to accept, but it can cost you thousands. We recently worked with a client that had over $30K in siding damage as a result of being in the path of a severe hailstorm and golf-ball-sized hail. The siding looked like a flattened out golf ball! Since they had the cosmetic exclusion, they received no coverage for their repairs.  

5. Matching Exclusions

This one is a bit trickier to explain but it’s important. Most policies are not specific on “matching”, and because it’s not clear, its open for a lot of interpretation in many states that don’t have statutory law to define that. In almost every state in the Mid-Atlantic and beyond, the law could leave you surprised!

Here is another analogy. Same car accident, same truck you accidentally drove under at 5 mph. The body shop says they cannot get your color red anymore. In fact, the closest thing made to your color these days is actually pink. Would you expect an offer from your insurance company to paint the entire car pink, or a different color that’s acceptable to you, or just paint the hood with the new “pink color” and leave the rest of the car red? Again, with automobiles, this scenario is spelled out well, they would most likely paint the whole car in a color that’s acceptable to you in that case because that would be returning your vehicle to its previous pre-loss condition.

Now let’s look at the same concept with your home. Your siding was damaged when that tree fell on the house or a neighbor’s trampoline hit it from the sudden 90 mph wind gust that propelled it like a torpedo at your side door! They don’t make green aluminum siding anymore and that’s what you have. Your siding actually only comes in white now. If you live in most of the Mid-Atlantic states, many carriers will tell you they “don’t owe to match” and will only pay for 1 or 2 of your walls to be repaired…. AND IN WHITE!

Protect yourself from this harsh reality that thousands of homeowners are faced with every year, after it’s too late! Ask your agent about a matching endorsement that might also cost pennies a day. Make sure that it’s spelled out. In this case, the whole house gets new siding because that’s the right thing to do! If your agent tells you they don’t have that endorsement but that they would cover it if we could not find an acceptable match, GET THAT IN WRITING!

Home Repair, LLC

Home Repair is an accredited, licensed general contractor with over 30 years of experience in roofing, construction, exterior repairs, storm damage restoration, and everything in between. We have your best interests at heart when it comes to managing your restoration project. We are an accredited member of The American Policyholder Association (APA), a 501c4 nonprofit watchdog organization that promotes integrity, honesty and best practices in the property loss adjustment sector of the insurance industry. The APA promotes best practices with licensing agencies and governing bodies and monitors, identifies and reports on insurance fraud against property owners. 

Disclaimer: We are not legal experts or licensed insurance agents. We are homeowners just like yourselves who have witnessed many horror stories. We feel it’s important to bring these issues to your attention so that you can do your own due diligence, read and understand your policies, and protect yourself and your property. In our line of work, we advocate for property owner education to help you protect your largest investment: your home.   

Importance of Routine Roof Inspections

Home Repair | Construction & Restoration Experts | Free Inspections MD, NJ, PA, VA

It’s storm season and it’s a good time to remember that the roof is one of the most important components of your property. Your roof is the first line of defense against the elements, including rain, wind, hail, ice and snow. Unfortunately, the roof is often forgotten about until it falls into disrepair.

Here in the Northeast, we certainly get our share of the elements! We have hail, wind, rain, tornadoes, thunderstorms, hurricanes, oh, and winter too! That’s a lot of Mother Nature battering down on your roof. Heavy rains and winds have the potential to result in loose shingles which make it easier for them to be torn away from the property. Winter brings its share of snow and ice dams. As time goes on, consistent moisture can lead to deterioration and leaking. These leaks have the potential to lead to bacteria growth, mold, larger leaks, premature aging, structural deterioration and more. This is why it’s very important to have routine inspections on your roof – because you’ll save yourself the financial strain, devastation and disruption to your life that comes with extreme damage.

When Do You Need a Roof Inspection?

Many roofing experts agree that 20 to 25 years is the standard lifespan of a roof. But when you factor in years of consistent rain, hail, wind, snow, and a rising mean temperature, the longevity of your roof can be severely compromised up to 50%! It’s important to get routine roof inspections at least once per year or per guidelines below to ensure your home is safe and sound and protected from the elements.   

Here are important times you need an inspection:

  • Before Storm Season: Living in this part of the country means we get a lot of harsh weather and storms! It’s important to be proactive and get routine inspections, so you can rest assured that your roof is strong and durable.
  • After A Storm: It’s imperative to get your property inspected after a heavy rain, hail storm, tornado, hurricane or blizzard and ensure there is no undetected damage. Damage from a major storm can be severe. Getting a certified inspection after any major storm is extremely important, and can save you tens of thousands of dollars.
  • Purchasing A Property/ Real Estate Investment: Most lenders require that an inspection is completed when you’re purchasing a property. You should do this even if they don’t require it. If you are a prospective buyer, ask when the roof was last replaced and request documentation. You should also inquire about type of roofing issue and any interior damage that may have taken place along with it such as previous hail, wind or hurricane damage, leaks, mold, rotting walls or floorboards, etc.

Why Do You Need a Roof Inspection?

Roof inspections provide extremely important information that can save you tens of thousands of dollars and a whole lot of damage down the road! Routine inspections provide data that assesses the integrity of your roof and detects if any damage is present from heavy winds, destructive hail, extreme rainfall, hurricanes and harsh winters. The inspection gives you a solid estimate on how long your roof is expected to last and when it should be replaced. At Home Repair, we are the ‘Crime Scene Investigation (CSI)’ when it comes to the inspection. In addition to your roof, siding, and exteriors, we inspect the interior of your home, as that is often where damage is present, even in places you may not have thought to look such as crevices, floorboards, corners, ceilings, etc. If there is damage, we will find it! 

Roof Repairs During Storm Season

Home Repair provides free comprehensive property inspections to homeowners throughout Maryland, New Jersey, Pennsylvania and Virginia. Our emergency services include dry-ins, tarping, and shrink wrap to protect your property throughout the duration of the project. Once you select Home Repair to complete your roofing repair or replacement, we help you choose the right roofing type, color, manufacturer and warranty for your project. If insurance-related damage is present, we provide expert construction scopes, documentation, and even show your insurance company what areas are needed to repair what is damaged, all to help to ensure you get all the repairs you need taken care of. Many of our clients who have storm damage may need to wait for an insurance claim specialist, property inspector and/or a public adjuster just to get approval to start on their repair process. Residential insurance projects can take anywhere from 3-6 months on average from claim filed to install. We know it can be a stressful process, and that’s why we do everything our power to provide you with the information you need for your claim. As a licensed general contractor, our expert team provides you with the essential paper trail you will need including damage assessment, scope of work, photos of damage, and documentation. 

Check Your Warranty

Your roofing warranty will typically include two items – the roofing material and the workmanship. Be sure to double check the specific terms included in your warranty, as every warranty is different. To keep your warranty intact, be sure to choose a licensed roofing contractor who has references, testimonials and a stellar reputation for quality workmanship.    

Damaged, Destroyed, Or Just Tired… We’ll Get It Back to Beautiful!

At Home Repair, we take pride in our work and we’re committed to providing total customer satisfaction, every step of the way. We’re a licensed general contractor with over 30 years of experience in roofing, construction, exterior repairs, storm damage restoration, and everything in between. Whether your home is damaged, destroyed, or just tired, we provide full-scope, comprehensive property inspections including photos, bids, scope of work, damage assessments, manufacturer/product options and warranty recommendations. We proudly utilize the best materials and latest technology to provide the most advanced level of service to our customers.

9 Tips to Prepare Your Home for Storm Season

Home Repair | Storm Damage Restoration Experts

Imagine a storm hitting and you’re peacefully waiting it out, confident that you’ve protected your home by taking care of all the necessary repairs because you’re on top of it. This can be your reality if you prepare now. Spring is here, and along with it comes storm season. What does this mean for us in the Mid-Atlantic? It means that right now is the time to get started.

We care about our customers and our communities! We want to make sure you know what to do to help mitigate potential loss and damage to your home. A harsh reality of home ownership is making sure you’re protecting your property from the elements such as tornado, hurricane, hail, heavy rains, winds and other severe storm events. Don’t wait until it’s too late – prepare your home for storm season now.

1. Secure and Waterproof Your Home

Inspect your windows and doors. Often, these points of entry are compromised first and once they are, it pressurizes the house, making it easier for the roof to be severely compromised in a major storm. Applying caulk around your windows and doors can reduce damage due to potential moisture and leaks from fierce, wind-driven rain. Consider ensuring all doors have head bolts and foot bolts, and that your garage is properly braced. Install storm shutters or go the DIY route and cut them out of 5/8-inch-thick marine plywood. For larger pieces of glass, like sliding glass doors, consider using reinforced plywood. The wind can wreak havoc on your roof and once your roof is compromised during a storm, the onslaught of devastating damage is unavoidable. Get a comprehensive property and roof inspection by a licensed, accredited professional. Look at your roof to see if there are any missing shingles. Do you need to reseal it? Get those repairs done now to reduce any potential damages and to avoid a larger problem later.

2. Clean Out Your Gutters

Yes – get that gunk out of your gutters! All the old debris – the leaves, the pine needles, whatever it is, get it out. This will help prevent potential roof damage and it’ll help mitigate any potential flood damage to the interior of your home.

3. Pack It Up and Tack It Down

If you have any outdoor furnishings, you’ll need to start thinking of space inside to store them when a storm hits. If there are extra items outside that you don’t use, it’s time to find a place for them or donate them. These things can become airborne and easily cause severe damage. Make sure to inspect exterior structures such as carports, porches, decks, sheds, lanais, screened-in enclosures to make sure they are structurally sound and well attached to their anchor points.

4. Landscape Maintenance

Look at the trees and shrubs closest to your house. Be sure to trim back excess branches to help prevent the risk of them catching onto the roof or to any opening of your home. Be sure to routinely trim your trees as well. Remove any old, broken, or damaged branches and debris.

5. Get a Back Up Sump Pump and Generator

Imagine you’re in the thick of a storm and the electricity goes out. You lose power to your air conditioning, your sump pump, and maybe even your home alarm system. Now you’re looking at serious flood damage to your basement and crawl spaces. Avoid this scenario by thinking ahead and getting an additional sump pump and a generator in the event you lose electricity. This preemptive move could save you a big headache and lots of money in repairs down the road.

6. Consider Installing Storm Shutters

This is something you don’t want to wait until the last minute to do. Install storm shutters or go the DIY route and cut them out of 5/8-inch-thick marine plywood. You can store these in your garage until you need them. For larger pieces of glass, like sliding glass doors, you may want to use reinforced plywood. The wind can wreak havoc on your roof and once your roof is compromised during a storm, the onslaught of devastating damage is unavoidable.

7. Prepare an Emergency Kit

In the event of a major storm, you may need to leave your home suddenly or be without power for awhile. Preparing an emergency kit that’s easy to grab will save you time and money. Think of packing those items you’ll need in the event you lose power: flashlights, batteries, car phone chargers, candles, matches, etc. Packing copies of your important documents is a must, as well as a first-aid kit, extra bedding, clothes, and sundries. Head over to FEMA for a comprehensive checklist.

8. Review Your Insurance Policies

It’s important to review your insurance policy and understand what’s covered. Have copies of all your important documents. Add an extra layer of safety and store a second copy in an area that’s not prone to storm or hurricane damage (i.e. cloud storage, email a family member in another state, etc.) Remember that you’ll need to have access to proof of ownership documents for all property including homes, businesses, cars, and boats. If you live in a hurricane-prone area, it is important to include flood insurance on your policy. Flood insurance is critical even if you don’t live on the coast. Visit www.floodsmart.gov to learn about your flood risk and flood insurance options for your area. If you have questions on your policies, contact your insurance provider(s) to learn more and review the details.

9. Take an Inventory of Your Home

As a licensed general contractor, Home Repair, LLC is your trusted partner in construction, roofing, siding, windows, gutters, storm damage restoration and repairs. With over 30 years of experience, we know storms! Protect yourself. Protect your home. Contact us for a free property inspection.

Don’t Wait Until It’s Too Late

As a licensed general contractor, Home Repair, LLC is your trusted partner in construction, roofing, siding, windows, gutters, storm damage restoration and repairs. With over 30 years of experience, we know storms!